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<div align="center"><img src="gifs/big_logo.gif" alt="BCALC Associates" width="231" height="102" border="0"></div>
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<div align="center"><img src="gifs/business_banking.gif" alt="Specialists in commercial overdraft and loan auditing" width="440" height="67" border="0"></div>
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<div align="center">Recovering overcharges from banks requires<br>
skill and experience.</div>
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<p><span class="body1"><b>BCALC Associates are the leading service providers of
bank charge auditing in the UK.</b> Since the inception of this
service in 1996 it has helped many large companies. Large refunds
have been obtained from banks and lending institutions. We would
strongly recommend that all businesses have a bank audit carried
out as a regular procedure. Our investigative systems are the most
advanced in Europe. We write our own software systems which ensures
absolute security for our customers. </span></p>
<p><span class="body1"><a href="http://212.78.70.101/bankcalccom/files/bcarweb.exe">Download an evaluation
version of the current software used now and see for yourself the
issues involved. </a></span> </p>
<p><span class="body1">If you have the records available our databases
enable us to go back 20 years. This is sometimes necessary if substantial
overcharging is indicated in the initial audit. Banks charge compound
interest. Therefore the longer the period of audit the greater is
the reclaim potential.</span></p>
<p class="body1">Bank customers often mistakenly believe that their
bankers do not make mistakes. Banks
now recommend business customers to seek independant advice.</p>
<p><span class="body1">Our service, of necessity, is tactful and discreet.
You do not need to worry about your bank relations being harmed
in any way. We have even corrected banks' internal systems. </span><br>
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<td> <p align="center" class="body1_nolead">Contact <strong>John
Moran</strong><br>
<br>
<strong>Bank Audits Ltd</strong><br>
Telephone 01372 479799</p>
<p align="center" class="body1_nolead"> e-mail <a href="mailto:john@bcar1.demon.co.uk">john@bcar1.demon.co.uk<br>
</a><br>
Unit 246 <br>
61 Victoria Road<br>
Surbiton KT6 4NQ</p></td>
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